Dr. Albert Williams, a nationally renowned economist and an associate professor offers few tips to end 2018 on the upswing and few resolutions to keep your investments under control in 2019.
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‘Become more money smart. Get a financial coach or advisor and make financial decisions with confidence.’
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Dr. Williams’ expertise is in personal finance, corporate finance, macroeconomics, microeconomics, and managerial economics. He has extensive experience working with both print and broadcast media. Read More..
Dr. Williams offers some tips to end 2018 on the upswing and some resolutions to keep your finances under control in 2019.
Financial recommendations for the end of 2018 (Tips)
Brand- Food Rules for the New Year
With the increasing awareness and emphasis on diet and food, here’s a new list of rules. Stick to these for a healthier, happier you.
With the increasing awareness and emphasis on diet and food, here’s a new list of rules. Stick to these for a healthier, happier you.
- Do NOT overspend for gifts, parties, travel, etc.
- Do not borrow for the above and have to take all of 2019 or more to pay off the bills.
- Last minute shoppers – stay on budget.
Financial Resolutions for 2019 (Tips)
- Keep a watchful eye on the economy!
- Do not overpay taxes!
- Take stock of your net wealth situation! Assets – Liabilities = Net Wealth
- Take stock of your income situation. Income and expense.
- Make plans, take action, and evaluate results!
- Set financial goals and keep them.
- Be specific. I will save $ 250 per month for the next 12 months.
- Become more money smart. Get some financial education.
- Learn from the experts. Get a financial coach, advisor - your money doctor. Everyone needs one!
- Build financial confidence – get financial knowledge and make financial decisions with confidence.
- Be smart when buying a car and a house.
- Cut mortgage costs – make one more monthly payment per year to reduce 30-year mortgage by nine years
- Manage your credit better
- Credit card - do not overuse – no maxing out!!!
- Pay more than the monthly minimum – to cut high-interest charges
- Check your credit report carefully and fix any inaccuracies
- Check on your insurance needs – life, health, and property.
- Save, Save, and Save!!! BUILD A CUSHION FOR RAINY DAY.
- Invest, invest, and invest!!! stocks, bonds, real estate, business, mutual funds, ETFs, etc.
- Aging is a must! Do retirement planning from early.
- Who is going to get what from your estate? Anyone over 50, please do not put this off!
- HELP MAKE 2019 BETTER THAN 2018 – FINANCIALLY.
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Healthy Resolutions for New Year 2018
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New Year Traditions, Celebrations From Around the World
New Year tradition and celebration is about discarding the old and welcoming the new. Read interesting and sometimes-whacky traditions followed in different countries to celebrate the New Year.
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