Need to Know about Health Insurance

What you need to know about your health insurance policy?

It is very important to know what your policy covers and what you have to shell out from your pocket. Health Insurance policies generally cover diagnostic expenses, boarding, and nursing, which include room rent, hospital or nursing home charges, fees of the doctor, surgeon, anesthetist, etc.

It is imperative to take time to understand the policy, and become familiar with common health insurance provisions, including limitations, exclusions, and riders.

Fixed cash amount for each day you stay at any hospital for treatment are also offered by some policies.

The list of diseases for which treatment is not covered during the first year of your policy may vary form one health policy to another.