Health Care for Hispanics is the Future of Health Care in America

It is not that Hispanics are unaware of the health care options available, but just don’t want to spend money if they can manage without insurance.

Hispanics represent a large group who have been so far been left out of the health care system. They rely on smart phones and use social media sites They take advice from pharmacists and avoid seeing doctors to save money.

“I definitely think that Hispanics are paving the way when it comes to the use of technology, particularly social media,” says Ceci Connolly, managing director of PwC's Health Research Institute, which issued the report.

Employer Provided Health Insurance may Not Stay
The large employer is weighing its options against paying employees health insurance or giving raises so employees could use the health exchange and buy insurance or as a last resort pay fines

“It surprised us a little bit that they are ahead of the rest of the country when you look at how they live their lives and in the way that they talk about having multiple jobs, being on the go. They really live their lives on their devices.” 10 million Hispanics are newly eligible for health insurance under the 2010 Affordable Care Act. Online insurance exchanges where people can buy heavily subsidized health insurance are set by the federal government

About 10 percent among those signing up for private health insurance are Hispanic, according to the Obama administration. “Hispanics have tremendous consumer purchasing power, but our research shows that they have also been more likely than other consumers to delay health care, and don’t have great trust in the U.S. health system,” said Frank Lemmon, principal for PwC U.S. health industries. “As the health industry shifts in how and where care is delivered — in many cases closer to home — these long-standing behaviors and attitudes are ripe for change.”

43 percent of Hispanics delayed health care due to cost, compared to 35 of the non-Hispanics. Hispanics would compromise over quality care to save costs according to the research. In a study by Pew Research less than 50% Hispanics have regular doctors. . “In many countries in Latin America, they are going to pharmacies for much more of their care than just picking up a prescription,” she said in an interview. Hispanics are also leaders in technology, even if they are less likely than other Americans to have a home computer. “We definitely think the rest of the country is following close behind in the use of technology for health care,” Connolly said. “Nearly one-fifth of Hispanics said they are already using an app or the Internet to make medical appointments; another 31 percent said they would be very willing to,” the report says.

Asthma Care for Low-Income Kids Impacted by Higher Health Insurance Cost-Sharing
New research suggests that parents in low-income families were less likely to delay asthma care for their children if they had lower levels of health insurance cost-sharing.

“Companies should tap into Hispanics’ mounting purchasing power, ‘do-it-yourself’ mentality, and willingness to seek care in non-traditional settings. Look to this demographic to pilot mobile health apps ranging from diagnostics to chronic disease management. Hispanics may be the first adopters of these tools,” the report advises. Hispanics are the fastest growing U.S. minority group, with a growth of 43% since 2000. They account for 30% of the US population. At the same time, companies should not make the mistake of clubbing Hispanics as a single group. “Health care organizations need to approach Mexicans, Puerto Ricans, and other Hispanic subgroups differently,” the report advises. “They also need to understand generational idiosyncrasies and health habits that might be hard to change.”

References:

Effort to Expand ACA Health Insurance Enrollments in Countries and Towns
Due to the opposition of Governor Chris Christie’s to the implementation of the Affordable Care Act, the state wanted to use available sources for publicity without available funds.

Maggie Fox, May 2014

Hannah Punitha (IRDA Licence Number: 2710062)

Retiring Abroad? Top Health Insurance Options
Take care with health insurance after retirement as travelling abroad will make the Medicare plans void.

Source-Medindia