Germans Looking to Switch From Private to National Health Insurance

Looking at their private health insurance policies, many Germans are thinking of changing to a state health program because of the 50% costs increase.

At the start of 2012, many medical insurance organizations have elevated the price of their policies, which is the main reason for individuals to change.

Health Insurance For Pre-Existing Conditions
Many people worry about getting health insurance plans for pre-existing conditions and they believe that if they are suffering from a medical condition, they will simply be denied insurance coverage.

Germany’s largest public medical insurance group – the AOK, which has close to 24 million customers, has recorded an increase in phone calls.

Germany has laws relating to medical insurance, and only in certain instances are people permitted to change amongst private and public policies.

Just like people who have lost their job are allowed to shift from national to private, so also are people whose pay level drops beneath € 45,900. People moving from self-employed work to a full-time occupation which has a related pay may also be granted permission to change their policies.

Health Insurance in Europe
The concept of social health insurance is deeply ingrained in the fabric of healthcare systems across the European continent.

Barmer GEK, another public health agency has claimed that around 27,600 people have switched from private to public health insurance this year. It’s a 9% increase from the figure reported in the previous year.

Source-Medindia

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