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Central Government Health Scheme (CGHS)

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The CGHS (Central Government Health Scheme) started in 1954, with its headquarters at New Delhi. Its main objective is to provide comprehensive medical care to the Central Government employees that incorporate - both serving and pensioners including their dependent family members.

Central Government Health Scheme

In India, the CGHS (Central Government Health Scheme) provides health care facilities to beneficiaries that includes All Central Government Servants paid through Civil Estimates, Ex-Governors and Ex-Vice Presidents, former Prime Ministers, Judges of Supreme Court and High Courts in India, Members of Parliament and Ex-MPs, Pensioners drawing pension from Civil Estimates and their family members, Employees and Pensioners of Autonomous Bodies, Former Judges of Supreme Court and High Courts in India and Freedom Fighters. Such persons can avail healthcare benefits under CGHS scheme.

Under CGHS, diversified health services are provided through Allopathic, Indian (Ayurveda, Yoga, Unani and Siddha) and Homeopathic systems of medicine. The specialized treatments are provided through various dispensaries/polyclinics across India. The CMOs (Chief medical officers) and medical officers are in charge of the dispensaries for the smooth functioning of the healthcare scheme.

The CGHS (Central Government Health Scheme provides comprehensive healthcare facilities for the Central Govt. employees and pensioners including their dependents residing in cities incorporated under this healthcare scheme.

This scheme is currently operational in cities viz. Allahabad, Ahmedabad, Bengaluru, Bhubhaneshwar, Bhopal, Chandigarh, Chennai, Delhi, Dehradun, Guwahati, Hyderabad, Jaipur, Jabalpur, Jammu, Kanpur, Kolkata, Lucknow, Meerut, Mumbai, Nagpur, Patna, Pune, Ranchi, Shillong and Thiruvananthapuram.

This scheme provides comprehensive healthcare facilities to the CGHS Beneficiaries in India. The medical facilities are provided through Wellness Centres (previously referred to as CGHS Dispensaries) and polyclinics under Allopathic, Ayurveda, Yoga, Unani, Sidha and Homeopathic systems of medicines. The break-up of CGHS medical or healthcare facilities across India are enlisted below:

248 Allopathic dispensaries

19 polyclinics

Ayush dispensary/units

3 Yoga Centres

65 Laboratories

17 Dental Units

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Posted by:  umapathy51(Guest)  Posted on: 05/23/2012
SIR I Have Retired persen now i am in CGHS Beneficiary now i am willing to join pensioner Health in urance scheme. NAME G UMAPATHY AGE 61 WIFE NAME U SARALA BAI AGE 51 ADDRESS 20/1 PADAVATTAMMAN KOIL STREET KOSAPET CHENNAI-600012 Now I am covered VEPERY CGHS DISPENSRY CHENNAI-800007 G UMAPATHY.



Posted by:  tanush29(Guest)  Posted on: 05/07/2012
I am a Central Government Employee and I have included my husband as my dependent. He is employed in a private limited co., where insurance card was issued in his name for medical treatment. Can I still include my husband's name in the dependent list for medical treatment. If yes, give me the rule copy or number



Posted by:  dharratna(Guest)  Posted on: 04/30/2012
dear sir my father worked in GREF [part of army] We had a CGHS card at that time but after retirement due to some circumstances he is unable to make CGHS card after retirement. he had retired from Assam 2005. He is suffering for kidney problem since last 6years but now from 2months back every alternate days he have to take dialysis which is very expensive for my family because me and my mother is completely depend on him. so it is requested you what is the procedure to make the new CGHS card awaiting for your valuable reply because



Posted by:  menonparayil  Posted on: 04/27/2012
Sir, I am holding a CGHS permanent card with entitlement for only in-patient treatment. I do not have the facility for treatment as out-patient as I opted for drawing of the cghs allowance now drawn at Rs.300/-. Now I want to opt for both outpatient and inpatient treatment as I am unable to afford the expenses for outpatient treatment. In this connection, I agree for the stoppage of the cghs allowance of Rs.300 now being drawn by me with immediate effect. I request your goodself to kindly advise me as to how I should proceed for the purpose. An early compliance is requested. PB Menon. Date: 27/04/12.



Posted by:  aman82(Guest)  Posted on: 04/25/2012
My name is aman, Sir i want to know that 1. How many beneficiaries and No. of families enrolled in CGHS health insurance scheme till april 2012. 2. Number of public and private hospitals associated with CGHS Scheme



Posted by:  nk123  Posted on: 04/19/2012
Sir, i want to know the administrative rule of pathologist.my question is 1. - who will have administrative control of all pathology unit staff? is it CMO or pathologist? 2.Is there any rule regarding above in compendium? 3.Where is the sanctioned post of pathologist is it dispensary or polyclinic? 4. is pathologist eligible to conveyance allowance? please reply my all confusions.



Posted by:  syam2003  Posted on: 04/17/2012
the scheme is not clear on how the outpatients will receive medicines. As of now on visit to the CGHS dispensary, the Doctor prescribes, medicine issued and those not available are indented and issued after couple of days.Some needs lifelong medicines,so what is the position of these cases



Posted by:  vaibhav7(Guest)  Posted on: 04/06/2012
iam a central gov. employee in paramilitary force.ihad taken facility of cashless treatment of amount 300000.is this [three lakhs ]amount is taxable or free from tax .if yes then please tell me under which sec. it came with regards vaibhav



Posted by:  surendra17  Posted on: 03/23/2012
I am a central govt. employee under KV Sangathan whether I am entitled for Medical claim for my family and self at the place where I am serving and residing through the near by AMA with in distance of 15 kilometers. whereas a civil hospital is also there.



Posted by:  241185(Guest)  Posted on: 03/21/2012
sir my father suffered from heart disease,i was given emergency treatment in private hospital else, because no availability of facilities/instruments in govt hospital or no recognized cghs hospital nearer to that place. so for claim or settlement of medical bill what shall i do ?... please guide me..........


Posted by:  syam2003  Posted on: 04/17/2012
see the relevant portion of cghs guideline In case of emergency, in respect of pensioners/serving employees. Since it is not always possible to obtain prior permission in medical emergencies, treatment taken by CGHS beneficiaries in case of an emergency will be considered on merit based on individual study pertaining to such cases. This is applicable even if the treatment is taken from a non-recognized private hospital. For granting eg. Post- facto approval in emergency cases, for both-serving Government officials or pensioner beneficiaries, the power is delegated to the Head of the concerned CGHS covered city. Read more: Central Government Health Scheme [CGHS] - CGHS – For Serving Government Employees and Pensioners | Medindia http://www.medindia.net/patients/health-regulations/central-government-health-scheme-serving-government.




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