About Careers MedBlog Contact us

Important Points Necessary for Senior Citizen Health Insurance

by Vanessa Jones on January 28, 2015 at 3:58 PM
Font : A-A+

 Important Points Necessary for Senior Citizen Health Insurance

Inflation in health care costs is of serious concern for senior citizens. Usually parents don't like to burden their children with expensive medical care, so a health insurance plan for senior citizens is the best option. Most companies have insurance covers to suit the senior citizens though some terms and conditions may differ. The insurance company in its policies for senior citizens, offers to pay ambulance charges along with pre and post hospitalization expenses - according to the premiums paid. As a cover designed for senior citizens the entry level is usually around 60 years.

When a person needs to take a policy he can approach an insurance agent to work out the best suited policy or he can check and compare rates online. He will need to fill up a proposal form along with another form for the cashless facility. A senior citizen policy covers pre-existing ailments; some policies may provide cover after completion of the mentioned waiting period of a year from the date of issue of the policy.


A medical examination is mandatory where the cost of the health check up is borne by the individual and at times reimbursed when the insurance proposal is accepted. At times the medical report is not required when the person has an existing health insurance. The premium paid for this policy qualifies for deduction under Section 80D.

Source: Girija Gadre, Arti Bhargava and Labdhi Mehta

Source: Medindia


Recommended Reading

Latest Health Insurance News

Medicaid Telemedicine Coverage Enhances Healthcare Access
The results highlight the positive impact of Medicaid telemedicine coverage and its implications for policymakers.
Uncovering the Differences Between Medicaid Reimbursement for Mental Health
Many states in the United States face shortfall in access to mental health treatment, increasing reimbursement rates for behavioral health services in Medicaid.
Why Do Few Medicaid-Participating Physicians Provide Long-Term Contraception Care?
Medicare beneficiaries face challenges when accessing contraceptive or birth control care, especially long-acting birth control methods.
Medicaid Expansion Decreases Disparities in Preventable Hospital Visits
Medicaid expansion improves access to care and addresses health gaps in the 11 states that have opted against Medicaid expansion.
 Dental Services Use Among Medicare Beneficiaries
: Is Medicare beneficiary to oral health? Following enrollment, traditional Medicare and Advantage beneficiaries used fewer dental services.
View All
This site uses cookies to deliver our services.By using our site, you acknowledge that you have read and understand our Cookie Policy, Privacy Policy, and our Terms of Use  Ok, Got it. Close

Important Points Necessary for Senior Citizen Health Insurance Personalised Printable Document (PDF)

Please complete this form and we'll send you a personalised information that is requested

You may use this for your own reference or forward it to your friends.

Please use the information prudently. If you are not a medical doctor please remember to consult your healthcare provider as this information is not a substitute for professional advice.

Name *

Email Address *

Country *

Areas of Interests