About My Health Careers Internship MedBlogs Contact us

Health Insurance Options

by Vanessa Jones on April 16, 2013 at 2:10 PM
Font : A-A+

 Health Insurance Options

Employer based health insurance originated during World War II, with the wage controls - companies needed to attract quality workers, said Dr. John Rugge, chief executive officer of Hudson Headwaters Health Network.

"And what transpired was that employers liked that benefit, it served them well, and the insurance companies really liked it," Rugge said Thursday at a public forum on health care reform. "And so most every president since that time has said, 'How do we find a way expand or replace private insurance, or even build upon it?' And it took this long."


All the while health care executives are preparing for the changes in the marketplace as President Obama's health care reform takes off on 1st January 2014.

"It's the law of the land now," said Dan Colocino of Rose & Kiernan Insurance, at the forum at Queensbury High School auditorium. "The exchange -- it's basically an online shopping system," Rugge said. In New York, the exchange will be ready by Oct. 1, and people will be able to buy health insurance policies which take effect on Jan. 1. "The information is in place. The employees are there," Colocino said. When people type in the name of their primary care physician, a list of plans -- at various prices levels - in which the physician participates in will show up.

The insurance companies which offer the plans will be, usually familiar names to most, Colocino said. "It is going to be the usual ones you know and no one loves," he said. Purchasers, under certain income guidelines, may benefit from federal subsidies toward the premium. The goal is that practically everyone will be covered by some type of insurance plan, Rugge said.

Those who do not buy insurance should be prepared to pay penalties. The hope is that quality of care for younger adults and children will improve once everyone in those age groups has health insurance, Rugge said.

Hospitals and physicians will see changes as the emphasis now will be preventive care. There are no guarantees about the success of the plan but a change has to be attempted.

"There are rays of hope within the legislation," said Paul Scimeca, vice president at Glens Falls Hospital. "There's no way to fix 16 percent of the national economy and get it all right away," Rugge said.

The forum was sponsored by the Warren County League of Women Voters, the Adirondack Branch of the American Association of University Women, and the Unitarian Universalist Congregation of Glens Falls.


Hannah Punitha (IRDA Licence Number: 2710062)

Maury Thompson, 14th April 2013

Source: Medindia

News A-Z
News Category
What's New on Medindia
Menstrual Disorders
Coffee May Help You Fight Endometrial Cancer
Fermented Skin Care
View all

Medindia Newsletters Subscribe to our Free Newsletters!
Terms & Conditions and Privacy Policy.

More News on:
Health Insurance Plan Third Party Administrators for Health Insurance Star Health and Allied Insurance Health Insurance Policies offered by Bajaj Allianz Insurance ICICI Lombard General Insurance Company Limited Health Insurance Health Insurance - Ombudsman Health Insurance - Basics New India Assurance Policies Cholamandalam Health Insurance Policies 

Recommended Reading
Customer Care in Health Insurance Industry
Health Insurance Industry is a service-oriented industry with customer satisfaction and customer ......
Health Insurance Plan
With a health insurance policy you and your family can rest assured!...
Quiz on Health Insurance
This Quiz is to test your knowledge on health insurance in the U.S, there is so much activity ......
Free Health Insurance Ends for Mackinaw Village
The board of the Village is keeping down the premium cost of health insurance its employees will ......
Cholamandalam Health Insurance Policies
Cholamandalam MS General Insurance Company (Chola MS) a joint venture of Murugappa Group & Mitsui Su...
Health Insurance - Basics
Health insurance guarantees payments to a person in the event of sickness or injury.and works as pr...
Health Insurance - Ombudsman
Insurance Ombudsman institutions work for the purpose of quick disposal of the grievances of the ins...
Health Insurance Policies offered by Bajaj Allianz Insurance
Bajaj allianz health insurance policies protect you and your family in case you need expensive medic...
ICICI Lombard General Insurance Company Limited
Major health care plans from the ICICI Lombard include complete health insurance ihealth plan, perso...
New India Assurance Policies
The existing Mediclaim and Health Plus Medical expenses policies have been discontinued and Mediclai...
Star Health and Allied Insurance
Star Health & Allied Insurance offers a convenient insurance for the corporate people when they tra...
Third Party Administrators for Health Insurance
TPA is an IRDA approved healthcare service provider. TPA processes claims for policy holders on beha...

Disclaimer - All information and content on this site are for information and educational purposes only. The information should not be used for either diagnosis or treatment or both for any health related problem or disease. Always seek the advice of a qualified physician for medical diagnosis and treatment. Full Disclaimer

© All Rights Reserved 1997 - 2022

This site uses cookies to deliver our services. By using our site, you acknowledge that you have read and understand our Cookie Policy, Privacy Policy, and our Terms of Use
open close
I have read and I do accept terms of use - Telemedicine

Advantage Medindia: FREE subscription for 'Personalised Health & Wellness website with consultation' (Value Rs.300/-)