Jan. 1 will be a new day in health care for millions of families and individuals in the Las Vegas area and throughout Nevada.
From the 1st of January insurance companies cannot deny anyone coverage or charge extra for pre-existing ailments like diabetes, blood pressure or asthma. The companies cannot force an annual cap on a person's health benefits.
The plans will cover cholesterol and cancer screenings. Women will have equal privileges.
This would be due to The Affordable Care Act.
People who do not have employer based coverage can avail covers through nevadahealthlink.com and many people may qualify for tax subsidies which will bring down the cost of premiums considerably.
Nationwide, six in 10 uninsured Americans can obtain coverage for as little as $100 a month or less.
The plans offered on the marketplace are actual, honest-to-goodness health insurance. The plans must cover some essential benefits which include doctor's visits, prescription medications, hospital stays, ambulatory care and preventive care.
There are three more months to enroll in affordable coverage the deadline is March 31. When you want coverage from 1st of Feb. you need to sign up by 15th of January.
This is a milestone for the many families who waited too long for affordable health insurance because of a broken system that was stacked against them. Before today, Americans could be dropped from coverage when they got sick, or locked out of the system if they had a health condition.
Hannah Punitha (IRDA Licence Number: 2710062)
Kathleen Sebelius is U.S. Health and Human Services secretary, December 2013