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Apollo Munich Health Insurance Company Limited

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Comparative Study of Health Insurance Products for Floater Policy

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EASY HEALTH FAMILY FLOATER
Plan Standard Exclusive Premium
Sum Insured per Insured Person per Policy Year(in lakhs) 2 Lakhs, 3 Lakhs, 4 Lakhs, 5 Lakhs 3 Lakhs, 4 Lakhs, 5 Lakhs 7.5 Lakhs 4 Lakhs, 5 Lakhs 7.5 Lakhs, 10 Lakhs
1 In-patient Treatment Approved Approved Approved Approved Approved
2 Pre-hospitalization Approved Approved Approved Approved Approved
3 Post-hospitalization Approved Approved Approved Approved Approved
4 Day Care Procedures Approved Approved Approved Approved Approved
5 Domiciliary Treatment Approved Approved Approved Approved Approved
6 Daily Cash for choosing Shared Accommodation Rs. 500/- per day, Maximum Rs. 3,000/- Rs. 500/- per day, Maximum Rs. 3,000/- Rs. 800/- per day, Maximum Rs. 4,800/- Rs. 500/- per day, Maximum Rs. 3,000/- Rs. 800/- per day, Maximum Rs. 4 ,800/-
7 Organ Donor Approved Approved Approved Approved Approved
8 Emergency Ambulance Upto Rs. 2,000/- Upto Rs. 2,000/- Upto Rs. 2,000/- Upto Rs. 2,000/- Upto Rs. 2,000/-
9 Daily Cash for accompanyingan insured child - Rs. 300/-/- per day,Maximum Rs. 9,000/- Rs. 500/- per day, Maximum Rs. 15,000/- Rs. 300/-/- per day, Maximum Rs. 9,000/- Rs. 500/- per day, Maximum Rs. 15,000/-
10 Newborn baby - Optional Optional Optional Optional
11 Maternity Expenses with Waiting Period of 6 years - Normal Delivery Rs. 15,000/-* Caesarean Rs.25,000/-* (*Including Pre/Post Natal limit of Rs.1,500/- & New Born limit of Rs.2,000/-) Normal Delivery Rs. 25,000/-* Caesarean Rs.40,000/-* (*Including Pre/Post Natal limit of Rs. 2,500/- & New Born limit of Rs.3,500/-) Normal Delivery Rs. 15,000/-*Caesarean Rs.25,000/-*(*Including Pre/Post Natal limit of Rs.1,500/- and New Born limit of Rs.2,000/-) Normal Delivery Rs. 25,000/-* Caesarean Rs.40,000/-*(*Including Pre/Post Natal limit of Rs.2,500/- and New Born limit of Rs.3,500/-)
12 Outpatient Dental Treatment with Waiting Period of 3 years - - - Upto 1 % of Sum insured subject to a Maximum of Rs.5,000/-
13 Spectacles, Contact Lenses, Hearing Aid Every Third Year - - - Upto Rs.5,000/- Upto Rs.5,000/-
14 E-Opinion in respect of a Critical Illness - - - Covered, one opinion per policy year
15 Additional Cover for Critical Illness Not Offered Optional 50% or 100% of basic Sum Insured
16 Health Check-up Up to 1% of Sum Insured per Insured Person, only once at the end of a block of every continuous four claim free years. Up to 1% of Sum Insured subject to a Maximum of Rs.5,000/- per Insured Person, only once at the end of a block of every continuous three claim free years. Up to 1% of Sum Insured subject to a Maximum of Rs.5,000/- per Insured Person, only once at the end of a block of every continuous two claim free years.
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Posted by:  vingaj  Posted on: 03/13/2013
do not trust apollo munich health insurance, they give false medical reports and do not honour their medical centre and manager promises. Do not get duped or carried away by apollo munich health insurance, be careful, think twice before.



Posted by:  jagojit(Guest)  Posted on: 02/22/2013
in kuwait is available , i want to know what term and condition to be applied . My problem for maternity . Would is possible to make the insurrance within one month and execute.



Posted by:  Priyanka.Singh  Posted on: 01/16/2013
HI! I would like to check on Health Insurance Plan on offer...can relevant person call and guide. Thanks


Posted by:  HariharaDash(Guest)  Posted on: 05/10/2013
Please provide your email id to further communication




Posted by:  MehakSharma  Posted on: 12/19/2012
I have an insurance cover with ICICI Lombard... Want to shift to other company for family health coverage, hence need to know about the portability benefit. Can u tell me about the related conditions and terms? Also when is the right time to make the switch so as not to loose out on the benefits I am entitled by the present policy? Which family health plan will be best suited for total healthcare coverage without any complication?


Posted by:  apolloashwini  Posted on: 12/25/2012
check Apollo Munch's Optima restore plan which got best features in it.




Posted by:  subrata2004(Guest)  Posted on: 11/28/2012
PLS. DON'T GO TO PURCHASE APOLLO MUNICH HEALTH INSURANCE. THEY WILL TREAT YOU AS THEIR SLAVE.



Posted by:  sunil00(Guest)  Posted on: 10/26/2012
hi i am sunil i am planning to take health insurance for my parents. dad-50, mom-42... so can you please suggest me in a best way so that i dont get any problem from health insurance companies when i claim..... There will be terms and conditions but it hurts when any one is sick and insurance companies play with term and conditions.......... i need complete coverage without any problems from insurance company


Posted by:  apolloashwini  Posted on: 12/25/2012
You can buy Optima restore plan from Apollo munich




Posted by:  Sarvaraidu  Posted on: 10/16/2012
Looking to take an health insurance for my parents who are aged 55 and 64. They stay in Kakinada, AP, India. Pls advise


Posted by:  apolloashwini  Posted on: 12/25/2012
Apollo Munich's Easy health plan and OPtima restore plan is good.




Posted by:  piyushjoshi  Posted on: 07/19/2012
hello, my wife b.d. 21/5/65.she have new india mediclam pol.premium paid Rs.6700/- since last six years. now i want to use portability to u r company.what is procedure ?


Posted by:  apolloashwini  Posted on: 10/12/2012
When is the portability due?




Posted by:  swathi88(Guest)  Posted on: 02/01/2012
sANATH NEED TO KNOW ABOUT POLICY TO HIS MOTHER


Posted by:  apolloashwini  Posted on: 02/17/2012
post me yor mail id




Posted by:  jiatanya(Guest)  Posted on: 12/30/2011
hi...i m tanya..i am looking for a medical insurance policy and would like to know more about the Apollo munich health insurance policy and its benifits.please help and guide me.


Posted by:  apolloashwini  Posted on: 02/17/2012
Hi, Tanya post me your mail id, so that i can give details



Posted by:  siltu  Posted on: 02/20/2012
Hi, could u pls tell which health insurance i have to take.[ with full coverage of family] including hospital rooms.pls reply as soon as possible.




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