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CHARLOTTE, N.C., Dec. 16, 2025
ValuePenguin finds in 45 states, 2026 Health Insurance Premiums are Increasing by More Than 10%
CHARLOTTE, N.C., Dec. 16, 2025 /PRNewswire/ -- Americans shopping for health insurance on the Affordable Care Act (ACA) marketplaces will need to set aside significantly more in their 2026 budgets. According to ValuePenguin by LendingTree's 2026 Cost of Health Insurance Report, average premiums for the most popular marketplace plans are rising 21% nationwide, with 45 states facing rate hikes of more than 10%.
2026 Health Insurance Cost Trends:
According to Talon Abernathy, health insurance expert at ValuePenguin, "Double-digit rate hikes mean health insurance will take a much bigger bite out of household budgets in 2026. Shoppers will have a tougher job this year, balancing the coverage they need with a monthly premium they can afford." He adds, "Health insurance may not be top of mind for many Americans this holiday season. But spending a bit of time now comparing plans, checking to see what subsidies and discounts you qualify for, and weighing different metal tiers and plan types could save you hundreds of dollars or more in 2026."
Access the full report here: https://www.valuepenguin.com/average-cost-of-health-insurance
The report offers a detailed breakdown of health insurance premiums and rate changes by state, metal tier, and insurer, and includes guidance to help consumers evaluate their options.
About ValuePenguin.com: ValuePenguin.com and its parent company, LendingTree®, have a common mission: to empower consumers with tools, information, and resources to help them make smarter, more informed financial decisions. For more information, please visit www.valuepenguin.com.
Media Contact:Divya [email protected]@valuepenguin.com
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SOURCE ValuePenguin
