Royal Sundaram Health Shield Gold - Salient Features
Age:
- From 91 Days to 75 years.
- Persons above the age of 55 yearsare covered as a part of family and not on individual basis.
Coverage:
- All in hospitalization expenses (period of stay in hospital should be more than 24hours).
- Pre hospitalization expenses are covered for a period of 30 days & post hospitalization for 60 days.
- Cummalative bonus of 15% to your sum assured for every claims free year.
- Pre existing illness and injuries are covered in the 6th year of cover, if the insured renews his policy consecutively for 5 years.
- 10% discount on total amount payable in case of insurance of 3 or more family members.
- Maternity treatment charges are covered upto the extent of Rs 20,000, these include expenses incurred in hospital/ nursing homes as in-patient in India.
- Income tax exemption on premium paid unto Rs 10,000 under sec 80d of income tax act.
