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Health Insurance - Who should avail and When should you Purchase a Policy


Who should avail and When should you Purchase a Policy?

'He who has health, has hope. And he who has hope, has everything.' - Arabian Proverb

Health insurance can be availed by any person aged between five and seventy-five depending upon the company and the policy you choose. (The upper and lower age limits may vary depending on the policy).

The health insurance scheme could be sponsored by your employer and can either be a personal scheme or a group scheme.

The insurance will not cover any illness that you may be suffering from while taking out the policy. If in doubt you must seek clarification before buying the policy. Most of the policies in the first year will not cover certain illnesses, hence one is advised to research a little before making the commitment to any one company.

The best time is when you are young and without any health problem. This is the time when health insurance is cheap and affordable.

'Time and health are two precious assets that we don't recognize and appreciate until they have been depleted.' - Denis Waitley

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