Choosing My Plan
All of us have different health insurance needs, based on family and age; Bharti AXA helps you find the right plan for you, your spouse and children.
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Key Inclusions
- Day care treatment where 24 hours of hospitalization is not required for treatments like dialysis, chemotherapy, eye surgery, lithotripsy, etc., undertaken in a hospital
- Domiciliary hospitalization where care and treatment is taken at home exceeding 3 days for disease, illness or injury
- Critical Illness covered:
- Cancer
- First Heart Attack
- Coronary Artery Disease
- Coronary Artery bypass surgery
- Heart Valve Surgery
- Surgery to Aorta
- Stroke
- Kidney Failure
- Aplastic Anemia
- End Stage Lung Disease
- End Stage Liver Failure
- Coma
- Major Burns
- Major Organ/Bone Marrow Transplantation
- Multiple Sclerosis
- Fulminant Hepatitis
- Motor Neurone Disease
- Primary Pulmonary Hypertension
- Terminal Illness
- Bacterial Meningitis
Key Exclusions
- Hospitalization expenses for treatment taken for disease or illness within 30 days of inception of the policy. This clause is not applicable on subsequent renewals.
- First 2 years exclusions include:
- Cataract, laser surgery
- Myomectomy, Hysterectomy unless because of malignancy
- Dilation and curettage
- Hernia, Hydrocele, fistula in anus, sinusitis, hemorrhoids/piles
- Joint replacement, unless due to accident
- All types of skin and all internal tumors / cysts / nodules / polyps of any kind, including breast lumps, unless malignant
- Dialysis required for chronic renal failure
- Gastric and duodenal erosions & ulcers
Permanent Exclusions
- Routine medical, eye and ear examinations, cost of spectacles
- Dental treatment
- Circumcision, sex change or treatment
- Birth control procedures, hormone replacement therapy, caesarean section, fertility or conception operation
- Acquired Immune Deficiency Syndrome (AIDS) and related diseases/illness related to HIV
References:
- Bharti AXA General Insurance - www.bharti-axagi.co.in
Disclaimer: This information is extracted from the company’s official website to provide information to the general public. The information is likely to change based on the concerned insurance companies’ discretion. Alterations, deletions and/or additions to the existing policy products, coverage and their premiums may be enhanced or reduced. These figures are only guidelines. We recommend the individual to visit the official website of the insurance company for more details and updated matters.
