In the scenario where you see individuals terrified of the high insurance costs – with the Afforable Health Care, this program certainly soothes the senses and sounds hard work with sound results

The Affordable Care Act has made insurance mandatory, but there is no plan to make it affordable, as the burden is high on businesses and individuals.
Republicans want to create a Federal program for universal private insurance, funded by a payroll tax and each state could decide whether to take part. The program would fund the purchase of private insurance but with no premiums or deductibles. Insurers who participated would insure everyone and the policies would be uniform and would include co-pays to avoid over-consumption.
All citizens of participating states would be part of a giant pool and insurers also a part of the pool would compete on quality of service provided.
Medicare and Medicate would become obsolete as all citizens would have full coverage. States opting not to participate in the Federal Universal coverage program would replace Medicare and Medicaid on their own.
The main challenges’ this proposal will face is the transparency which could lead to political hardships. The rules would also have to prevent state-shopping.
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References:
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Goplifer, March 2013
Source-Medindia