Prime Minister Narendra Modi launched the 'Ayushman Bharat -Pradhan Mantri Jan Aarogya Yojana (AB-PMJAY)' which is deemed as the worlds largest health insurance scheme.

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Each year per family the Ayushman Bharat programme will give a cover of up to Rs 5 lakh, for secondary and tertiary care hospitalization through a network of Empanelled Health Care Providers (EHCP).
The services will include 1,350 procedures covering pre and post-hospitalization, diagnostics, medicines, etc.
Ayushman Bharat has two components creation of 150,000 health and wellness centers which will provide Comprehensive Primary Health Care (CPHC) and the PMJAY which provides health protection cover to poor and vulnerable families for secondary and tertiary care.
Modi launched the first Health and Wellness Centre at Jangla, Chhatisgarh on April 14.
PMJAY primarily targets the poor, deprived rural families and identified the occupational category of urban workers' families as per the latest Socio-Economic Caste Census (SECC) data for both rural and urban areas as well as the active families under the Rashtriya Swasthya BimaYojana (RSBY).
The scheme allows states enough flexibility regarding packages, procedures, scheme design, entitlements as well as other guidelines while ensuring that key benefits of portability and fraud detection are ensured at a national level.
It can implement the Scheme through an insurance company or directly through the Trust/Society/Implementation Support Agency or a mixed approach.
The pilot launch of the scheme has already started in around 22 states and Union Territories, and so far 30 states and union territories have signed a Memorandum of Understanding and started working on the implementation of the mission.
Source-IANS
MEDINDIA




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