"Experts said the legislation under consideration does not significantly enhance patient protections against insurers refusing to cover requests for treatment. Most people currently have no right to challenge health insurers' treatment decisions by suing them for damages." The Employee Retirement Income and Security Act (ERISA) "bars suits for damages over health benefit decisions" for the 132 million people who get insurance through employers. Current health care bills do not remove the barrier (Girion, 10/19).
In a personal finance column, The Los Angeles Times takes a look on how health care reform in general could affect consumers: "While some of the details are not yet decided (and may not be fully decided for months), a picture is emerging that could help you better understand how buying health insurance could change under the proposals," including changes in access, new mandates to carry health insurance and new requirements for the kind of coverage insurers provide (Kristof, 10/18).
Source: Kaiser Health News