6 Million American Children Have No Health Insurance

Many US insurers stopped offering individual coverage for children after the 2010 health care overhaul as no child could be refused on the grounds of pre-existing diseases.

President Obama’s health care overhaul that came in 2010 was considered a blessing by many as it provided health insurance for children, despite their suffering from pre-existing conditions.

No child could be declined for health insurance on the grounds of pre-existing diseases.

American Health Insurance Companies To Be Extinct by 2020
Groups of doctors, hospitals and other health care providers will come together to form the Accountable Care Organizations so as to provide the full range of medical care for patients.

However, what really happened was that a lot of insurers stopped offering individual coverage for children. Now that no plans are actually available, parents are left feeling helpless as they watch their children suffer.

Sheryl Nance-Nash reported this writing in forbes.com

With an estimated 6 million children in the U.S. without health insurance, the situation has now taken a turn for the worse.

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Online complaints about health insurance companies can now be filed with the Insurance Regulatory Development Authority (IRDA) at http://www.igms.irda.gov.in.

There is no child-only health insurance plan available on the market. Even when they are, they may be limited to a single insurer or to specific once-a-year enrollment periods.

Also, they may be expensive as many parents now wait to purchase a policy for their child until they get really sick and have expensive medical bills looming. Premiums in many states have thus become simply unaffordable.

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Health insurers are increasing their future business by investing in companies who manufacture products that cause chronic degenerative disease thus making people go for more health insurance.

Source-Medindia

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