Family Health Discount
(Sponsored article from New India Assurance)
Persons paying Zone 1 premium can avail treatment in any zone. The maximum liability of the company will be 100% of the sum insured.
Persons paying Zone II premium and taking treatment in Zone II and Zone III, the Company's liability will be 100% of the sum insured.
Persons paying Zone II premium but availing treatment in Zone I will have to bear 10% of each claim. The maximum liability of the Company will not exceed 90% of the sum insured.
Person's paying Zone III premium and availing treatment in Zone III less than the maximum liability of the Company will be 100% of the sum insured.
Persons paying Zone III premium but availing treatment in Zone II will have to bear 10% of each claim. The maximum liability of the Company will not exceed 80% of the sum insured.
Persons paying Zone III premium but availing treatment in Zone I will have to bear 20% of each claim. The maximum liability of the Company will not exceed 80% of the sum insured.
Once the insured person crosses the age of 70 years, the applicable premium on renewal will be loaded by 2.5% per year. This loading is applicable on premium for the age band of 65 years to 75 years.
(Sponsored article from New India Assurance)
