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Senior Citizens - Comparison Chart of Policies - Comparison of Health Insurance Products
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Senior Citizens - Comparison Chart of Policies
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Health Insurance for Senior Citizens – Comparison Chart of Policies | |
Comparison of Health Insurance Products |
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The Indian health insurance
market for senior citizens has grown and there are many companies that offer
policies. All the policies have their
plus and minus points. Before deciding to buy a policy you should know what you
want from your insurance cover. Discuss it with your friends and families, do
some reading yourself before making the commitment. Whatever the outcome,
taking a policy for health is a great investment for elderly; though the
premiums to be paid maybe a higher than normal. A medical insurance for senior citizens provides such individuals with financial benefits besides offering monetary help in case of unforeseen medical emergencies. A health insurance policy empowers an elderly person to go for health check-ups, financial help during emergency health problems as well as long-term medical treatment. The policyholder enjoys tax benefits for premiums up to a certain level under Section 80D of the Income Tax Act. A good number of insurance companies in India are trying to overcome the challenges concerning the senior citizens.  Comparative Premium rates of Insurance Companies offering Insurance policies for Senior Citizens Premium Comparative Rate Chart for Senior Citizens:
Note: These rates are without service tax, extra premium & loading etc. Service tax extra, new Entrance loading extra, additional premium are extra subject to Insurance company. *Premium for 2 Lakhs with critical Illness benefit. When deciding on a policy one should look at certain parameters and these include  Salient features Scope of Cover / Benefits Premium Rates / Chart Terms & Conditions Exclusions We have compared four popular policies and highlighted what we think are good and bad points in each policy. [Note: Cells highlighted in Red gives negative aspects and the Blue gives positive aspects of the policy]
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Posted by:
chandaniel
Posted on: 01/07/2012 I like the valuable data you provide inside your articles. I’ll bookmark your own weblog and check once again here frequently. I’m very sure I’ll learn numerous new stuff the following! Best of luck for the next!
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