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National Insurance Company Ltd

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Varistha Mediclaim for Senior Citizens

This policy has been designed to cater to the needs of Senior Citizens.

Critical Illness cover is an optional cover under the policy. Diseases covered under Critical Illnesses are as under:

• Coronary Artery Surgery
• Cancer
• Renal Failure i.e. Failure for both kidneys
• Stroke
• Multiple Sclerosis
• Major Organ Transplants like kidney, Lung, Pancreas or Bone marrow
• Paralysis and blindness at extra premium

Sum Insured:  Sum Insured is fixed per person. Under Hospitalization & Domiciliary Hospitalization Cover sum Insured is Rs.1,00,000/- and under Critical Illness cover Sum Insured is Rs.2,00,000/-.

Premium
 

Sum Insured

Premium

  60-65 Years 66-70 Years 71-75 Years 76-80 Years
Mediclaim 1,00,000/- 4180/- 5196/- 5568/- 6890/-
Critical Illness 2,00,000/- 2007/- 2130/- 2200/- 2288/-
  TOTAL 6187/- 7326/- 7768/- 9178/-
For fresh entrants to National Insurance above premium will be loaded by 10%. Under Mediclaim Section(Section I), if the insured intends to cover pre-existing diseases of Hypertension and/or Diabetes from the inception of the policy he/she has to pay additional premium @10% for either hypertension or diabetes & 20% for hypertension & diabetes for first year of the policy.  However, if a fresh entrant suffers from blood pressure/hypertension and/or diabetes and opts for Critical Illness cover, the same may be covered at additional premium @10% for either hypertension or diabetes & 20% for hypertension & diabetes provided no organ of the proposer is affected in consequence of blood pressure and/ or diabetes. If the medical report indicates occurrence of any such consequential complication, those proposals will be declined.

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I,Poonam Chaturvedi,tookmediclaim policy in March2013atB.O.B. Bareilly-which was renewed in2014.Again I paid premium on 5 May2015-but policy renewal and health card not recd. till date.premium was paid in Amritsar B.O.B.Branch. pl. help senior citizen. My add is changed from 1 June.
244001 Thursday, June 11, 2015
To, National insurance,
i have a existing family floater mediclaim policy from united insurance, expiring on 24-05-2015 and i want to renew it from some other insurance company Can you send your authorized representative for briefing on your policy at the earliest because the date of renewal is very near. Reply me immediately . Thanks. From :- V.K.Jain

vkj Wednesday, May 20, 2015
I am in age of 56 , spouse 50 , child 21 and wish to enter in your cash less health insurance policy. Can you send your authorised representative for briefing on your policy? Is there any option to submit application online?
swapan462373 Tuesday, April 28, 2015
I WANT TO KNOW ALL CONDITION APPLYING FROM NATIONAL INSURANCE FOR"PARIVER MADICLAIM FOR FAMILY" MEDICLAIM POLICY.



mintu2015 Monday, March 9, 2015
I WANT TO KNOW ALL CONDITION APPLYING FROM NATIONAL INSURANCE FOR"BARODA HEALTH" MEDICLAIM POLICY
vcvala Monday, June 23, 2014
i want to take pariwar mediclaim health policy by National Insurance Rs 300,000/- for all family members i.e. 2 adult and 2 childern. what could be in the mean time 100% of my policy amount spent on any one family member,?
rrakesh Wednesday, May 14, 2014
My Father has baroda health policy by National Insurance,he wish to go for laser operation of his eye which was influenced by Glucoma.Will he able to get benefit from the insurance co.
saurabh108 Thursday, May 1, 2014
If we can take this policy can you provide benifiets in india any states? This policy aginst cash less benifiets taken or not? This policy auto renwal every year for same? how many Days Taken in claim settelemts for same, Which Decies Covered in this policy? Metinatiy Benifiten Provide In this policy?
Vijay_1 Friday, April 11, 2014
I have been suffering from diabetes .Please inform if I purchase a mediclaim policy of National Insurance Corporation Ltd.,whether I shall be eligible to get hospitalisation expenses after 4 years' claim free years.
Malay123 Saturday, December 14, 2013
I WANT TO KNOW IF WE GO WITH THE NATIONAL INDIA MEDICLAIM INSURANCE and IT IS A GOVERNMENT COMPANY THEN AT THE TIME OF COMPENSATION WHAT PROBLEMS MAY HAPPEN
shubhdishi Thursday, December 12, 2013
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