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Iffco-Tokio General Insurance Pvt Ltd

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Group Personal Accident Policy

IFFCO TOKIO'S GROUP PERSONAL ACCIDENT POLICY accident policy is available to provide for payment of compensation in the event of members of your group:

Sustaining injury, disablement (permanent total, permanent partial and temporary total) or death arising out of accident

Exclusions

Self injury, suicide, venereal disease or insanity

Influence of intoxicating liquor or drugs

Death due to pregnancy or childbirth

Breach of law with criminal intent

War and nuclear group of perils

On duty with armed forces

You Must Note

That group policies can be given to firm, company, association and clubs on named as well as unnamed basis where all members must be included

That group discount is allowed on size of group at inception of the policy

Additions and deletions can be done during currency of policy for people joining and leaving

The cover is normally available on 24 hour coverage basis

We can offer you discount if you restrict the cover to your employees for on duty cover only or for off- duty cover only

Other benefits like expenses for ambu1ance charges, damage to clothes, loss of employment, expenses for carriage of dead body are admissible- following an accident subject to a limit

Education fund for dependent child is admissible in case death or permanent total disablement

Documents required for settlement of claims

Claim form

Doctors report, bills in case of temporary/permanent disablement

Police report/post mortem report in case of accidental death

Leave certificate from employer in case of temporary disablement

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Good article and also informative
spatil579 Friday, March 12, 2010

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