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Health Insurance - Basics

Some of the well known Third Party Administrator's include -

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Dawn Services PVt Ltd

Parekh Health Management.

Medi Assist India Pvt. Ltd.

Guardian Health Management

MD India Healthcare Services

Paramount Health Services Pvt. Ltd.

E Meditek Solutions Ltd.

Heritage Health Services Pvt. Ltd

Universal Medi-Aid Services Ltd.

Medicare Foundation Pvt. Ltd.

Tower Insurance Services Pvt. Ltd.

Medicare TPA Services (I) Pvt. Ltd.

Family Health Plan Ltd.

ICAN Health Services Pvt. Ltd.

M/s. Raksha TPA Pvt. Ltd.

TTK Healthcare Services Private Limited

M/s Anyuta Medinet Healthcare Pvt. Ltd.

M/s East West Assist Pvt. Ltd.

M/s. Med Save Health Care

M/S Genins India Ltd.

Alankit Healthcare Pvt. Ltd.

M/s. Bhaichand Amoluk Insurance Services Private Ltd

Good Healthplan LimitedThe major and the most popular health policies or plans offered by Indian insurance companies are the - Mediclaim policy of National Insurance Company and New India Assurance.

Some of the health insurance schemes currently introduced are senior citizens insurance schemes, special health policy for the diabetic, the mentally challenged and the AIDS patients.


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If you have a question about health related issues, you can now post it in our Ask An Expert section on our community website Medwonders.com and get answers from our panel of experts.
Posted by:  Sandybng  Posted on: 04/09/2012
I am Diabetic and have High BP, a day before have been diagnosed for Hemorrhoids [External], Doctors have advised for Surgery, can I apply for a Medical Insurance, which company will you suggest, I'm running 47.



Posted by:  hiran  Posted on: 02/22/2012
I had hidgekins [cancer] and undergone stem cell transplant in 2007. I have been been completely cured and subsequent PET scans suggest no recurrence of the disease. I am now 44. I want to start a second new health insurance scheme in addtion to my existing health insurance. The new insurer is unwilling to cover me under any policy on the ground that I have Cancer as a pre-existing disease. What the regulations say? Can any insurer deny to cover anyone having cancer as a precondition?



Posted by:  nagesh47772  Posted on: 01/08/2012
PLEASE SEND DETAILS REGARDING MEDIASST HEALTH CARD AND DETAILS



Posted by:  jeann  Posted on: 12/11/2011
does any insurance cover pregnancy cost.ie checkups n delivery expenditures.



Posted by:  ashley  Posted on: 08/18/2011
Hey great list!! thanks for putting them together :]



Posted by:  Hemnt  Posted on: 03/16/2011
Virar [Mumbai]'s Child Specialist Dr. Hemant Joshi's request: Needed: Stand alone health insurance for children. In India 20 000 children die daily. Hospitalization can same them. So they need health insurance most. A child below five years in most vulnerable in a family. If a family can afford medical insurance for only one member they must insure the below 5 years child, especially the below 1 year child. Do we have a stand alone health insurance policy for children? No. Please create one. Make it affordable. Keep the lowest premium slab as small as possible. Suppose a family can pay Rs. 100 for insurance, take it give his baby a cover of an amount which is say 25 to 50 times the amount he pays ( You will be able to calculate this figure with your wisdom). A better of family can pay a premium of 1000 and can buy higher insurance. Highest number of these die on 1st day of life and about 30% die in 1st week of life. Lesson: Insuring the baby before birth is most important. These policies will reduce child deaths.TYhis is a very good service to the nation. If you can create a policy like this I will help you to reach India's 17000 pediatricians who are members of Indian Academy of Paediatrics and request them to promote this policy. 15 March was world consumer rights day. Child consumers demand independent mediclaim cover from birth to 18 year. Good business opportunity. Will you Take it before some one else does? Thanks. On behalf of child consumer Dr. Hemant Joshi e:haj2007@gmail.com mo.0 98 232 81 447



Posted by:  asdfef(Guest)  Posted on: 01/16/2011
hi i had an a health cover ,it expired.got a new one.the corporate accountone.got an eye problem.recession hit.lost job.went in for a new health card.after toiling a lot.this is finally what the insurance agent had to tell me i'll cover all of you except the eye. One of the most funniest and amusing rule they have that for any pre-existing disease or related disease you can not claim any reimbursement. then somebody tell me what the hell is the insurance for.this happens here in dubai.



Posted by:  shridhar(Guest)  Posted on: 12/28/2010
i am diabatic and years i need to no Is there any health insurance policy which covers pre-existing ailments, can you suggest the company which works for my requirement.



Posted by:  mkpattanayak  Posted on: 11/16/2010
These so-called companies have their TPA"s who decide who is to be paid reimbursement for the treatment in any recognized hospital. Not only that they have their own clauses to decide.One of the most funniest and amusing rule they have that for any pre-existing disease or related disease you can not claim any reimbursement.



Posted by:  saicbdn(Guest)  Posted on: 11/03/2010
Good Morning I myself is a doctor would like to know best 5 private health insurance co.in India which are feasible in major hospitals all over India.Will government health insurance co. tie up with a overseas health insurance co.?waiting for your reply.




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