Comprehensive Health Insurance Scheme in Tamil Nadu

Rating : 12345
Rate This Article : 1 2 3 4 5
G J 4
A -A +


The state government of Tamil Nadu has introduced a new Comprehensive Health Insurance Scheme for the residents of the state. A sum of Rs.150 crores has been allotted for this. This was announced in the Assembly by the Finance Minister Mr. O. Panneerselvam on Thursday 4th August 2011.

The new insurance scheme will replace the previous ''Kalaignar Insurance Scheme'' that covered 642 medical procedures and which expired on 5th July 2011.

Comprehensive Health Insurance Scheme in Tamil Nadu


The new insurance scheme would give a cover of 1 lakh rupees annually for 950 medical procedures, which would be extended up to 1.5 lakh rupees for treatment of few specific diseases.

It was aimed at providing affordable and quality health services to the people. Under the new scheme, a family can avail†of medical benefits up to 4 lakh rupees for 4 years while it was 1 lakh rupees for 4 years according to the previous scheme.

Priority for Government Hospitals

The new scheme also seeks to give government hospitals priority over those in the private sector. Certain types of treatments will be permitted only in government hospitals and special wards will be set up for this in hospitals approved by the Government.

Under the scheme, certain medical procedures will be allowed to be performed only at government hospitals which will help in their upgradation and special and exclusive areas will be earmarked in the government hospitals identified under the scheme.

Interim Period

The state government would identify an insurance firm for implementing the new insurance scheme. During the interim period, till the insurance firm is selected, those requiring treatment will be allowed under the existing scheme at recognized hospitals limited to the amount fixed under the scheme. The required amount incurred on treatment would be sent directly to the hospital.

You May Also Like

View All

Show More Related Topics y


Post your Comments

Comments should be on the topic and should not be abusive. The editorial team reserves the right to review and moderate the comments posted on the site.
User Avatar
* Your comment can be maximum of 2500 characters
Notify me when reply is posted I agree to the terms and conditions
That’s a good initiative by the government. Currently where medical expenses are so costly, health insurance is the source that makes its affordable. There’s one Royal Sundaram health insurance article that I came across that explains the features of the health insurance very well. Felt like sharing it as this read might help the individuals who are looking for a plan or are unaware about the subject itself.
abhinavgupta Friday, August 31, 2012
how to enroll for the xcheme
prian Sunday, March 18, 2012

Ask an Expert

If you have a question about health related issues, you can now post it in our Ask An Expert section on our community website and get answers from our panel of experts.

Join Our Online Health Community:

Recommended Groups Members Related Discussions
By registering with Medindia you become part of our global health community. Make new friends and share and discuss your health issues, with 199688 other members across 445 support groups.