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Central Government Health Scheme (CGHS)

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CGHS Cards

Definition of Family

In accordance with the initial instructions issued under the CGHS Act, the term “Family” shall consist of the Government servant's wife or husband, as the case may be, children and stepchildren and the government employee’s parents who are the dependents and residing with the Government servant concerned. Based on the recommendations made by the Sixth Central Pay Commission, aged parents, sisters, widowed sisters, widowed daughters, minor brothers and children will be deemed dependent on the Government employee, if they are residing with him or her as well as their income from all sources including pension and pension equivalent of DCRG benefit is less than Rs. 3500 + DA (Daily Allowance) per month, are entitled for availing medical facilities under the healthcare scheme.

Entitlement of the Scheme

All Central Govt. Servants paid from Civil Estimates (other than those employed in Railway Services and those employed under Delhi Administration except members of Delhi Police Force) and dependant family members residing in cities where the Healthcare Scheme is functional, are entitled for the medical facility benefits, under this CGHS Scheme.

Transfer of Government Officials

In case a Central Government Employee is transferred to a city leaving behind his/her family which remains uncovered from the ambit of CGHS Act, such a Government Employee is not entitled for the medical benefits either for himself/herself or for his/her dependant family members under the CGHS Act, but instead will be governed under CS(MA) Rules and Regulations. In the event of posting or transfer of a Central Government Employee to North-Eastern States, Andaman and Nicobar Islands & Lakshadweep and such an employee’s family members continue to stay in a city or area covered by the healthcare scheme, CGHS benefits can be availed by issuance of temporary family permit to the family members by depositing usual contribution in advance. Under such circumstances, the Central Government Employee himself/herself will be governed under CS(MA) Rule.

Temporary visit to a CGHS-covered City

Central Government Employees and their dependent family members who are beneficiaries of the CGHS, are touring or visiting other cities across India where the scheme is operational and reside in areas covered under this CGHS Act, are entitled for free medical attendance, consultations or treatment under the said scheme. [Necessary permission for authorizing medical treatment as well as issuance of temporary cards in any of the cities covered under CGHS Act, should be issued by the respective department HODs (Head of Departments) in case of serving employees.] Medical treatment and healthcare facilities should be restricted to period not exceeding six months. In case, if the medical treatment exceeds the duration of six months, fresh sanction of authorities may be issued, if the same is deemed necessary based on the merits of the case. Similar facilities are also made available to pensioners and their dependent family members if they are holding or possessing CGHS Cards. In case of pensioners, prerequisite permission shall be granted by CGHS of the city that they are visiting or touring.

Production of CGHS Card

For deriving benefits and making usage of medical and healthcare facilities by the Government Servants, the production of CGHS Card is obligatory on every visit to a dispensary or a hospital. This is essential to enable correct identification of the patient as well as to prevent misuse of the card. The misuse of such a card is a cognizable offence under the Indian Law. However, keeping in mind humanitarian service being provided under CGHS Act, essential and immediate treatment should not be denied to the concerned individual but at the same time, the beneficiary should be advised to produce CGHS Card at the time of subsequent hospital visits. If deemed necessary, a note may be made in OPD slip of the patient.

The production of CGHS Index Card in the concerned dispensary will enroll the card-holder as a member of that dispensary or hospital. The renewal of Pensioners' card shall be done in the dispensary. For this purpose, the Indian Postal Order should be sent to Pensioner Cell, Nirman Bhavan, Delhi, regularly on or before 6th day of the following month. Before accepting the I.P.O.s (Indian Postal Order), the Chief Medical Officer In-charge of that particular hospital or dispensary must check and verify the date of issue of IPO/DDS which should be within one month of issue from the Post Office. The CMO (Chief Medical Officer) In-charge will obtain a certificate from each pensioner after everytwo years for calculation of rate of pension or the facts may he verified from his pension payment order before revalidation of CGHS card. The Chief Medical Officer (CMO) In-charge may therefore re-fix the rate of contribution pertaining to pensioners accordingly. In case of Pensioner, the transfer of card from one dispensary to another shall be made possible by the Chief Medical Officer (CMO) In-charge of that dispensary.

Registration of CGHS Card in Dispensary

Card Holder must deposit the Index Card in the dispensary and obtain receipt from the receiving clerk. The receiving clerk subsequently will issue the token card in confirmation of the same. Until the concerned Government employee deposits the Index Card, he/she is not entitled for treatment in the said dispensary or Hospital. On transfer to another dispensary/hospital, the Card Holder must collect the index card from that dispensarv and deposit the same along with necessary forms (in duplicate) to the new dispensary which has been allotted to him/her. Only after the deposition of Index Card in that particular dispensary, the members mentioned in the token card are entitled to obtain the benefits under CGHS facilities.

Surrender of CGHS Card

The Identity Card held by the beneficiary of the CGHS healthcare facilities other than Pensioner, General Public, Ex-MPs (Member of Parliament) etc. must be surrendered to the issuing authority in the following events viz.:

(a) Retirement /Resignation of the concerned government employee

(b) Death/Demise of Government Servant

(c) Transfer of Government Servant to another office. Incase if the Government Servant is transferred to another office where he/she is again entitled for CGHS benefits, must re-apply and obtain a new Identity Card.

In tune with the norms of the CGHS Act, Pensioners, ex-M.Ps (Member of Parliament), Member of General Public etc. are also required to surrender their CGHS Identity Cards to the concerned issuing authority on its expiry, in case if such individuals no longer desire to avail CGHS facilities.

Misuse of CGHS Card

If the Medical Officer detects a case of misuse of CGHS Token Card by an unauthorized person, he/she will bring to the notice of concerned Chief Medical Officer (CMO) In-charge and subsequently such a matter is reported to the Zonal Headquarters for initiating further action, as deemed necessary by the higher authorities.

Loss of Identity Card

When the CGHS card gets lost or is misplaced, it is likely to be misused. To prevent CGHS card from being misused, the concerned card holder must inform immediately to the Police and inform the following authorities accompanied with a copy of F.I.R. (Firsthand Information Report)

(i) Issuing authority

(ii) M.O. In-charge of the concerned dispensary or hospital

(iii) Headquarters of CGHS in the cities other than Delhi.

A duplicate card can be issued after realizing penalty of Rs. 5/- for 1st instance. On second instance, Rs. 7/-, 3rd and subsequent instances thereafter Rs. 10/-. In case of individual Plastic Cards in Delhi – the procedure is same but, the penalty is Rs.50/- per head.

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I am advised to obtain an essentially certificate for the drugs Jalra 50 mg twice a day and Lamosyn 100 mg twice a day which have to be used along with other drugs used to control diabetes. When the drugs are so important to control the diseases why cannot they be provided by CGHS and why essentiality certificate from NIMS or Gandhi Hospital at Hyderabad are insisted. Is there any form to obtain the essentially certificate?
srideviravi Thursday, March 27, 2014
CGHS Card has been issued in my favor under Kolkata Jurisdiction and availing such facility.Now Issuing of the Plastic CGHS Card is under process but the PIN No. of my residential address is modified recently by State GOVT.[KOLKATA-700157 in place of 700059],KOLKATA-700157 is not covered under CGHS Jurisdiction. How I can be able to get the Plastic Card as well as avail such facility.
adityasinha Tuesday, February 04, 2014
I am central government employee. I am planning to preserve cord blood of my baby. Can i reimburse the cord blood banking charges under central government health scheme ??
sppatel777 Monday, December 09, 2013
I am a CGHS Card holder pensioner retired from CDA[Pension, Kolkata. Can the CGHS clinic refer me to a Damdam Municipal Hospital(which is not shown in the website in empanelled List] Non-Empanelled Hospital for treatment ie.
lilyalld1 Thursday, November 28, 2013
I have to purchase BP apparatus on doctor's prescription kindly guide me the procedure
amarjeetsinghsodhi Thursday, November 14, 2013
is there any further progress on the intended CGEPHIS scheme for which RFP was published in 2010
alagh Saturday, November 02, 2013
CGHS / ESI are the benefits given the govt. I sincerely feel all these facilities are not really giving help to the patients, the long hours of waiting fro the doctors, to collect reports is very hectic. Its not like the work is completed within 1-2 hrs, its a day long process. The way the staff treat as if the patients are beggers. How can a patient alone can go from room to room, floor to floor in search of the doctor, its so indefinite that the doctors will be coming and no information is given. People working in private sector will not get leave if they have to wait for days together its difficult. The plight of the patients is very sad and pathetic. Anyway nothing will happen as long as these corrupted politicians are there but still I wanted to share my views. MY HUMBLE REQUEST IS PLEASE GIVE MERCY KILLING FOR THE PEOPLE WHO ARE SUFFERING at they will die peacefully.
Guest- Thursday, October 10, 2013
I m a defence ministry pensioner[civilian].i m not under CGHS tillnow.how can i get covered under the cghs now i retired in 1993.
B.H.AnanthaMurthy Sunday, September 01, 2013
Respected Sir,
Sir, I retired from PSU[PDIL, Sindri-Noida] and i am pension holder. My age is 65 yrs. Can I get the CGHS benifit? If so kindly help me by citing the process of getting CGHS card and the treatment in which type of hospitals? I am residing in Dhanbad in the state of Jharkhand.

Thanking you,
Sona Ram Rajak

Sona47 Tuesday, August 27, 2013
I am retd GOI officer.Card No. P1882 issued from Lucknow.I was in Mumbai with my son when I fell down on 04nov 12 and brocken FEMUR bone in two parts. Got treatment from Breach Candy Hospital which is nearest to me. Submitted the claim on cghs Lucknow on 4 dec 2012 via regd AD post.Thereafter sent many reminders by email/by post but claim has not been till date.I am not provided with details of my Claim number and date inspite of my repeated requests.Please send address/email of appealate authority.
sharad1940 Monday, July 01, 2013
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