states and the District of Columbia will operate their own exchanges, 7 states
will operate in partnership with the federal government, and the remaining 26
states will be run by the government. All the states - including the federal
government including the President are aware that there will be many hurdles in
the transition of health care norms.
There will be a host of technical challenges involving the
IRS information, the subsidy level and employment data.
bugs in the software, the Department of Health and Human Services have reduced
the 21 page form to a 3 page form. Enrollment is a major uncertainty that could
undermine the best laid plans.
Insurance companies are
worried that young people, especially men, who are healthy, may not see the
necessity of buying insurance and may just pay the penalty instead. This would
lead to costlier premiums and fewer people would be willing to enroll.
Fortunately the young people believe in President Obama, proved by
the voting and also the President shares a special bond with the younger
generation and he should be able to convince them to get health insurance.
†Also the society should be made aware that buying insurance is a
part of every individual's responsibility, rather than end up in the emergency
room - where the society pays for your treatment.
Massachusetts practices could
be adopted where many campaigns encouraged enrolments by young people. The
state emphasized and promoted enrolments of young people. The state hosted a
"Health Connector Day" at Fenway Park - during Red Sox Games along with
attractive subsidies for and affordable policies for the age group of 19 -26
Hannah Punitha (IRDA Licence Number: 2710062)
Ezekiel J Emanuel,May 2013