The Rajasthan government has included 1,715 diseases under the ambitious Bhamashah Health Insurance Scheme (BHIS). The diseases have been categorized under three heads like secondary illnesses (1,045), tertiary (500) and others (170).
As per the guidelines issued by the government on Friday, the insurance cover for secondary illness is Rs 30,000, while for the tertiary illness, it will be Rs 3 lakh, report sources.
Illnesses related to burns, cardiology, including coronary balloon angioplasty, aorta-aorta bypass with graft, refractory cardiac failure and renal angioplasty with stent (non-medicated) come under tertiary illness.
Valve replacement surgery, chest surgeries namely lobectomy, pneumonectomy, pleurectomy, pulmonary AV fistula surgery, lung cyst will be covered. Dental problems, ear, nose, eye, endocrine, throat, various illnesses requiring general surgery, obstetrics and gynecology and neurology will be included under secondary illnesses.
The insurance will be applicable in private hospitals which will be empanelled by the health department.