If you think you have a long way to go before you plan for retirement, think again. A new study has indicated that planning is key to a healthy and happy retirement.
Retirement is often viewed as a time to relax, travel, participate in leisurely activities and spend time with family. However, for many older adults, chronic health problems and poor planning often hinder the enjoyment of retirement.
Now, a University of Missouri researcher has found that planning for changes in lifestyle and health leads to better retirement for married couples.
Angela Curl, an assistant professor in the School of Social Work, says it is important for couples to plan for retirement, both financially and socially and to consider the changes that may occur in their relationships and day-to-day activities.
Communication about retirement with each other and family members and friends makes it easier for couples to adjust to a new routine, said Curl.
"Any time a major life change happens, it is an opportunity for renegotiation of roles within a couple," he explained.
"If a couple wants positive changes to occur in retirement, it is important for spouses to be intentional in negotiating and planning for activities that match their ideals, finances and current health status," he added.
Her study was presented at the annual meeting of the Gerontological Society of America.