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Future Generali's Future Health Suraksha Family

by Lyju Kuruvilla on  July 9, 2011 at 12:36 PM Health Insurance News   - G J E 4
Future Generali Insurance presents the Future Health Suraksha Family which is nothing but a regular Family Floater Mediclaim Policy which offers various benefits and coverage depending upon the premium and policy coverage. This family health insurance plan from Future Generali offers the special features like the cashless settlement at the network hospitals, family floater option, renewal discounts, faster claim settlements as well as cumulative bonus for claim free years.
 Future Generali's Future Health Suraksha Family
Future Generali's Future Health Suraksha Family
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Features of Future Health Suraksha
a) Cashless coverage with network hospitals
b) Hospital cash for certain diseases
c) Ambulance charges covered
d) Pre hospitalization (60 days) and post hospitalization (90 days) coverage
e) After 4 years of coverage pre-existing diseases are covered
f) Coverage of certain day care procedures
g) Rs. 500 per day for the accompanying individual in hospital
h) Additional coverage of 25% for accident related hospitalization

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  Benefits
* Tax benefit under section 80D
* 5% renewal discount or bonus for claim free years

 Exclusions
1) Pre existing conditions are not covered till 4 years of policy usage
2) No diseases will be covered in 30 days of the policy period
3) Hernia, cataract and tumors are not covered for 2 years
4) Any congenital (birth) diseases
5) Treatment for non-allopathic medicines
6) HIV, AIDS related treatment

There are 4 plans namely Basic, Silver, Gold and Platinum depending upon the geographical location of the insurer and the coverage value and options vary according to the plan chosen in the Future Health Suraksha Family.

Source: Medindia
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