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For Federal Workers, Insurance Plan Offers Many Choices
"Your health is obviously not anything that you should play around with," says Toni, a high-school freshman. She's pretty, smiling and stylish from her bangs angled across her forehead to her sparkly red fingernails.
"You should take it very seriously and when you have a chronic illness like what I have and other kids have, it's very important that we take care of ourselves because there's a lot of preventable stuff that can happen to us."
It helps that her mother, Rhonda Dorsey, has good insurance, which she gets as a federal employee. She's covered by the Federal Employees Health Benefits Program, or FEHBP. It insures 8 million federal workers, retirees and their families and members of Congress. That federal health insurance program has been held up by the President, lawmakers and other players in the health care debate as a model of the kind of good insurance that should be available to all Americans.
Dorsey and others who are covered under FEHBP do report high levels of satisfaction, but it's not some kind of super insurance. It's pretty much like most insurance people get through their jobs. Federal workers, too, sometimes complain about the rising costs of their premiums and co-payments and about the hassles of getting care.
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guest
09/29/2009
Hi Thanks! for nice & insightful post. I think there must be some policies introduced by the companies to give insurance to these kind of people, so that they can get the best care without being tensed about finances. Have been searching for tutorials on how to plan for insurance according to my budget and needs...
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