Salient Features
Age

• from 91 Days to 75 years.
  
• persons above the age of 55 yearsare covered as a part of family and not on individual basis. 

Coverage

• All in hospitalization expenses (period of stay in hospital should be more than 24hours). 
  
• Pre hospitalization expenses are covered for a period of 30 days & post hospitalization for 60 days. 
  
• Cummalative bonus of 15% to your sum assured for every claims free year. 
  
• Pre existing illness and injuries are covered in the 6th year of cover, if the insured renews his policy consecutively for 5 years. 
  
• 10% discount on total amount payable in case of insurance of 3 or more family members. 
  
• Maternity treatment charges are covered upto the extent of Rs 20,000. these include expenses incurred in hospital/ nursing homes as in -patient in India. 
  
• Income tax exemption on premium paid unto Rs 10,000 under sec 80d of income tax act.