Health Insurance Policies: 

10 K Tax Saver Plan

The 10 K Tax Saver policy under ICICI Lombard General Insurance provides a fixed premium plan enabling highest tax saving under section 80D with comprehensive health benefits

The Policy Covers the following Medical Expenses:  

1. Incurred as an inpatient during hospitalization for more than 24 hours, including room charges, doctor’s / surgeon’s fee, medicines, diagnostic tests, etc.

2. 30 days pre-hospitalization

3. 60 days post-hospitalization

4. Pre-existing disease can be covered after the 4th year provided the policy is renewed with us for four consecutive years.

5. Technologically advanced treatment that do not need 24-hour hospitalization but are covered under this policy are: -
   Cataract
   Lithotripsy (Kidney Stone   
      Removal)
   Tonsillectomy
   Eye Surgery
   Dialysis
   Dilatation & Curettage
   Chemotherapy
   Radiotherapy
   Coronary Angiography
   Cardiac Catheterization

Salient Features:

  Floater benefit – One Premium for the entire family, takes care of hospitalization expenses in case of a sudden illness, accident or planned surgery of the entire family.
  Maximum income tax benefit under section 80 D.
  Fixed premium of Rs 10,000 for all plans.
  Cashless claim facility available at over 3,500 network hospitals across India.
  No health check up required up to the age of 45 years (as on last birthday). Medical checkup mandatory for insured of age 46 years and above.
  Digitally signed policy is available 24X7 online, customer can take prints instantly. The hard copy of the policy is couriered the same day (or next day if customer buys after 6 PM) and will reach him/her within 2-3 working days.
  Multiple payment options – credit card, net banking (direct debit), and cheque / demand draft. 

URL: http://www.icicilombard.com/
app/Personalproducts/Health/10KTax.asp#