Insurance Glossary

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Insurance Term - Captive Agent

Representative of a single insurer or a fleet of insurers who is (are) obliged to submit business only to that company, or at the very minimum, give that company first refusal rights on a sale. In exchange, that insurer usually provides its captive agents with an allowance for office expenses, as well as an extensive list of employee benefits such as pensions, life insurance, health insurance, and credit unions.

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