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Top Five Tips to Help Small Business Owners Cut Costs in 2010

Friday, December 11, 2009 General News J E 4
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AVENTURA, Fla., Dec. 10 Daniel Touizer, CEO of Cinergy Health, a nationwide provider of guaranteed issue health insurance benefit programs, understands the growing concerns of hard-working Americans. As a small business leader and successful entrepreneur, Mr. Daniel Touizer provides small business owners with five tips on how to take advantage of the recession, survive changes in health care and prosper in 2010.

About Cinergy Health

CINERGY HEALTH, founded by entrepreneur Daniel Touizer, with headquarters in Florida, is a nationwide provider of innovative and affordable health insurance solutions designed to meet the changing needs of American families. Recognizing the financial challenges for people who cannot afford or qualify for costly major medical insurance plans, Cinergy Health designs and delivers lower cost alternative health plans that facilitate access to quality healthcare services and enable people to maintain better health. Cinergy Health Preferred Insurance Plans are limited medical benefit plans, which provide first dollar coverage for the predictable medical care people need most frequently. These insurance plans provide coverage starting with a member's very first doctor's visit without a deductible so that s/he doesn't put off important medical care. From doctor visits and diagnostics to maternity and surgery, Cinergy provides essential coverage that's easily within most people's budgets. Further, plan members can choose doctors and hospitals of their choice without being confined to a list.

1. Change Office Space: Commercial vacancy rates in cities across the country are 10 percent or higher. This abundance of offices makes renting or buying space much cheaper. If moving is difficult, now is the time to negotiate prices with the owner of the building. 2. Benefit from Reduced Prices: The cost of raw materials is now lower than ever, therefore supplies can be brought in for less money. Sales can be found on everything from office furniture to supplies. 3. Reevaluate Your Personnel: If you need to hire personnel, you may find that you can employ talent for lower wages. There are many qualified unemployed or underemployed people who are eager to work for a great company even if it means a decrease in salary. 4. Present Programs that Encourage Healthy Living: Your employee's good health will drive down insurance costs. Offer discounted gym memberships or provide access to counselors and nutritionists. 5. Offer Multiple Healthcare Options: Different employees have different needs. Present a variety of healthcare plans ranging from higher-priced options to limited benefit plans; not everyone needs the most expensive coverage.

SOURCE Cinergy Health
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