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PROFNET EXPERT ALERTS: Small-Biz Lending / Paying for College / Employee Misclassification

Thursday, December 24, 2009 General News
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HEALTH CARE REFORM (continued)

We've added the following to items posted previously athttp://budurl.com/healthcarereform

1. DUANE ERWIN, J.D., FACHE, CEO of ASPIRUS, INC., a leading Midwest hospitalsystem, can provide a real-world perspective on the implications of U.S.health care reform on a rural region that already meets key criteria containedin reform proposals, including near-universal coverage and low-cost, high-quality care: "In general, people in rural areas stand to benefit the mostfrom improved access to health care. Ninety-four percent of residents in ourservice area have health insurance and access to quality care, and yet, wecould benefit from aspects of proposed reform legislation. It is clear thatthere are other important measures for how to improve the way health care isdelivered in the United States." Erwin can provide a balanced perspective onreform, what is still needed in an environment of near-universal coverage andwhat his team of health care professionals sees as the front-line challengesof implementing reform. News Contact: David Buckalew, [email protected] Phone: +1-616-233-0500 (12/23/09)
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EXPERT ALERTS

1. ECONOMY: WHAT OBAMA NEEDS TO KNOW ABOUT SMALL-BUSINESS INVESTMENT BANKING.JEFFREY SWEENEY, CEO and managing director at US CAPITAL PARTNERS, a lenderand financial services firm in San Francisco: "While President Obama ismeeting with executives of small banks to encourage them to increase lendingto small businesses while pledging to work with bank regulators to 'cut someof the regulatory red tape,' what may be overlooked is how these small banksfit into the greater small-business banking landscape. With all the focus onchanging lending practices at community banks to unlock credit, Obama may notrealize that alternative lending solutions for small businesses have beenavailable all along -- if people know where to look. And rarely do the localbanks know how to help businesses get the funding they need, nor are they paidto know how to help them find these solutions. The answer to this informationvacuum is education. If there is anything that the small banks could do, it isto educate their bankers on alternative financing options, like asset-basedlending and SBA lending, that are available when a business does not fit thebank's lending risk profile. That way, a small business can get alternativefinancing until it recovers or grows to the point that the small banks canactually start lending your grandmother's money to them again." Editor's Note:Sweeney has a profile listed in the ProfNet Experts Database. To view theprofile, go to http://www.profnet.com and, after logging in, click on "SearchExpert." News Contact: Emilia Doerr, [email protected] Phone: +1-310-709-4620, Web site: http://uscapitalpartners.net (12/23/09)
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2. EDUCATION: YOU CAN FIND MONEY TO PAY FOR COLLEGE. DARLENE VIOLET, directorof financial aid at BROWN MACKIE COLLEGE in Akron, Ohio: "In a competitive jobmarket, earning a degree can be the biggest single step one can take toenhance career value and earning potential. As many bask in the glow of makingplans to increase their career potential, the prospect of paying for collegeis a sobering reality. Few of us have funds set aside for this endeavor andmany prospective students don't know where to start. The College Board'sannual 'Trends in College Pricing' reports a rise in tuition costs at publicand private institutions for the 2009-2010 school year. According to thereport, annual tuition and fees at private four-year colleges rose 4.4 percentto $26,273, and public university costs rose 6.5 percent to $7,020." NewsContact: J. Stephen Dobbins, [email protected] Phone: +1-513-830-2005(12/23/09)

3. EDUCATION: BULLYING CAN HAVE LIFE-LONG IMPLICATIONS WHEN NOT ADDRESSED.DR. EDWARD F. DRAGAN, founder of EDUCATION MANAGEMENT CONSULTING, LLC, canprovide expert legal and education management advice nationally andinternationally to parents and school administrators on how to create safe,non-hostile learning environments in schools: "When Scottish singing sensationSusan Boyle of 'Britain's Got Talent' admitted that constant bullying atschool because of her learning disability had scarred her life with anger anddepression, she made a brave move forward in her own recovery and became arole model for others. Bullying is harassment and an outrage that, if notaddressed head-on by school officials and parents, creates real pain forchildren that can lead to psychological and social problems that may takeyears and lots of help to resolve. School officials and parents must remainobservant, look for changes in children's behavior and emotions, ask themquestions to help detect any signs of bullying/harassment and then immediatelybegin a plan of action to deal with the bully/harasser." Dragan can speakabout the humane importance of and legal necessity for preventing bullying andall types of harassment in schools, and he can give practical advice toparents on how to protect their children's physical and emotional well-beingif they are being bullied. He is located in Lambertville, N.J. News Contact:Patty Murray, [email protected] Phone: +1-732-249-6493 Cell: +1-732-322-9392 (12/23/09)

4. LAW: EMPLOYEE MISCLASSIFICATION TO BE A BIG ISSUE IN 2010. JAMES COLEMANis a partner in the Washington, D.C., office of national employment and laborlaw firm CONSTANGY, BROOKS & SMITH, and a nationally recognized expert in wageand hour law. Last week, Sen. John Kerry introduced a bill to close a taxloophole that he says allows employers to misclassify workers as independentcontractors instead of as employees. Coleman is available to talk about thelegal issues of employee classification and the potential ramifications ofthis proposed legislation for employers: "The issue of independent contractorvs. employee classification continues to be very complex. By and large, mostworkers are properly classified as employees by most employers. Moreover,there are many different legitimate independent contractor classifications.However, many lawmakers, at both the federal and state level, are concernedthat some employers may be overreaching in attempting to classify individualswho should be employees as independent contractors. One motivation for usingthe independent contractor classification is that it saves an employer moneyin the areas of employment taxes, employee fringe benefits, insurance premiumsand administrative costs. Of course, if taxes are being saved by employers,that means that tax revenues are being reduced at both the federal and statelevels. This provides the motivation for lawmakers to attempt to tighten upstatutes to make it more difficult for employers to use the independentcontractor classification, and more costly if they attempt to do so, and getit wrong." Coleman is located in Washington, D.C. News Contact: Wendy Angel,[email protected] (12/23/09)

PROFNET is an exclusive service of PR Newswire.To submit an Opportunity by e-mail: [email protected] consult the ProfNet Experts Database: http://www.prnewswire.com/profnetTo contact ProfNet by phone: +1-800-PROFNET, ext. 1To share a thought on ProfNet Expert Alerts: [email protected]___________ TOPIC ALERT Health Care Reform (continued, 1 response) _____________ EXPERT ALERTS 1. Economy: What Obama Needs to Know About Small-Biz Investment Banking 2. Education: You Can Find Money to Pay for College 3. Education: Bullying Can Have Life-Long Implications When Not Addressed 4. Law: Employee Misclassification to Be a Big Issue in 2010

SOURCE ProfNet
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