GREENWOOD VILLAGE, Colo., Nov. 14 Farm advocacy groupNational Farmers Union (NFU) and Farmers Union Insurance have joined togetherto introduce a new limited benefit group medical program offered to NFUmembers and geared toward the rural community.
The group policy, called NFU HealthPlus, addresses four issues specific torural Americans:
NFU HealthPlus offers its subscribers many benefits, including nocoinsurance fees except for prescriptions, no or low deductibles, and lowtotal out-of-pocket costs before benefits are available. The program has fourplan options, each of which provides scheduled benefits with specific dollaramounts and numbers of services covered per year.
While NFU HealthPlus does provide a valuable range of benefits, it is notcomprehensive coverage and may not cover all costs of an illness or injury.
"Though NFU HealthPlus is not the final answer to the health insurancecrisis in rural America, we believe that by providing access to a range ofcoverage options at a reasonable cost, it is a meaningful step in helping manyrural Americans meet the health insurance challenges they face," said BillStevenson, senior vice president of Farmers Union Insurance.
The program is available through Farmers Union Insurance agents toeligible customers in Colorado and Wyoming. Any member of the Rocky MountainFarmers Union with a Farmers Union Insurance policy who is under age 65 andnot eligible for Medicare is eligible to enroll in the program.
Farmers Union Insurance began in 1945 under National Farmers Union, aleading farm advocacy organization. Farmers Union Insurance serves theinsurance needs of rural residents in nine states and prides itself onoffering excellent client service. The company is also the leading writer ofrural telecommunications coverage in the country, writing accounts in over 30states through exclusive account executives. The company has received a Best'srating of A (Excellent). A is the third of 15 ratings assigned by A.M. Bestfor financial strength. For the latest rating, access www.ambest.com.
Farmers Union Insurance wrote $175 million in gross written premiums lastyear. For more information visit www.farmersunioninsurance.com.
Farmers Union Insurance is part of QBE the Americas, a division ofAustralia's QBE Insurance Group Ltd, one of the top 25 insurers worldwide. TheAmericas division, headquartered in New York, is a leading North and SouthAmerican insurer and reinsurer and conducts business through property and
casualty insurance subsidiaries in eight countries. For more information,visit qbe.com.-- transportation for medical care -- higher frequency of fatal or disabling accidents -- access to any primary care and specialty physician, EMT or other essential provider -- increasing number of small employers, including independent and family farmers, who cannot afford to offer health insurance
SOURCE Farmers Union Insurance