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American Community Introduces Latitude(TM) Health Plan for Employer Groups in Nebraska

Friday, September 18, 2009 General News J E 4
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LIVONIA, Mich., Aug. 25 As Nebraska employers seek out additional ways to reduce rising healthcare costs, American Community Mutual Insurance Company announced today the addition of Latitude(TM), a small group product that allows employers to customize a health plan with the benefits that employees want at a price that business owners can afford. Sold through independent insurance agents, the new PPO plan for employer groups with 2-50 employees is available in Nebraska for a coverage effective date beginning September 1, 2009.

"To save on premium, Latitude allows employers to select their desired deductible, benefit percentage, office visit copay and out-of-pocket maximums to create that one-of-a-kind health plan," said Neal Spero, Senior Vice President and Chief Marketing Officer. "In addition, employers can select optional benefits to save even more. For example, by adding a hospital copay, they can save up to 17 percent on their base medical premium."

Policyholders have access to more than 7,600 hospitals, physicians and specialists across the state through Midlands Choice((R)) preferred provider organization (PPO) network. In addition, Latitude includes the following quality benefits and valuable services:

Latitude is also available in the following markets: Arizona, Illinois, Indiana, Iowa, Michigan, Missouri and Ohio.

About American Community

With beginnings dating back to 1938, American Community Mutual Insurance Company is one of the oldest health insurance companies in the nation. Based in Livonia, Michigan, American Community is currently licensed in 41 states. The company markets individual and group health insurance products in 14 states through an agency force of 14,000. For more information, visit www.american-community.com.

-- $5 million medical lifetime maximum -- Accident benefit that waives the deductible -- Family security benefit -- Multiple custom plan options available--employers select their deductible, benefit percentage, office visit copay and out-of-pocket maximum -- National travel network for coast-to-coast coverage -- Prescription drug discount card included; six optional copay plans available -- Preventive care benefits -- Optional dental, vision, weekly income, dependent life and life/AD&D coverage -- Options for deductible carry-over, 24-hour occupational coverage, accident benefit removal and hospital copay -- Option for a Health Reimbursement Arrangement (HRA)

SOURCE American Community Mutual Insurance Company
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